:root{--ink:#173e32;--muted:#45534f;--green:#0d8370;--line:#d4e8dd}
*{box-sizing:border-box}
body{margin:0;background:#fcfffd;color:var(--ink);font:16px/1.65 'DM Sans',sans-serif}
a{color:var(--green);text-underline-offset:4px}
a:focus-visible{outline:3px solid var(--green);outline-offset:4px}
.shell{width:min(1040px,calc(100% - 40px));margin:auto}
.topbar{border-bottom:1px solid var(--line);background:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:80px;padding-block:14px}
.brand{display:inline-flex;align-items:center;gap:11px;color:var(--ink);font:800 1.45rem 'Manrope',sans-serif;text-decoration:none}
.brandmark{width:34px;height:34px;border-radius:11px;display:grid;place-items:center;background:var(--green);color:#fff}
.brandmark svg{width:24px;height:24px}
.back{display:inline-flex;align-items:center;min-height:44px;font-weight:700;text-decoration:none}
main{max-width:800px;padding:64px 0 72px;min-height:65vh}
h1{margin:0 0 20px;font:800 clamp(2.2rem,5vw,3.5rem)/1.12 'Manrope',sans-serif;letter-spacing:-.045em}
.placeholder{padding:14px 18px;border:1px solid var(--line);border-radius:12px;background:#effcf5;color:var(--muted);margin-bottom:28px}
.copy p{margin:0 0 24px;color:var(--muted)}
.effective-date{margin:0 0 32px;color:var(--muted)}
.copy h2{margin:40px 0 16px;font:700 clamp(1.5rem,3vw,1.85rem)/1.3 'Manrope',sans-serif;letter-spacing:-.025em}
.copy h3{margin:32px 0 14px;font:700 1.2rem/1.4 'Manrope',sans-serif}
.copy ul{margin:0 0 24px;padding-left:24px;color:var(--muted)}
.copy li{margin-bottom:8px}
.copy a{overflow-wrap:anywhere}
footer{background:#f0fbf5;padding:32px 0 24px;color:#28594a}
.tagline{margin:0 0 20px}
.legal{border-top:1px solid #a8d6bd;padding-top:16px;display:flex;justify-content:space-between;align-items:center;gap:12px 24px;flex-wrap:wrap;font-size:.875rem}
.legal-links{display:flex;gap:20px;flex-wrap:wrap}
.legal-links a{display:inline-flex;align-items:center;min-height:44px;color:inherit}
@media(max-width:480px){.shell{width:calc(100% - 32px)}.nav{flex-wrap:wrap;gap:8px}.back{font-size:.875rem}main{padding:42px 0 48px}h1{overflow-wrap:anywhere}.legal{align-items:flex-start;flex-direction:column}.legal-links{gap:12px 20px}}